DRAFT — pending legal review. This page is a starter template. The bracketed [PLACEHOLDERS] and the copy itself must be reviewed and completed by qualified counsel before launch.

Loans facilitated through FluteLoans are originated by our bank partner(s) [BANK PARTNER(S)]. Availability, rates, and terms vary by state, and loans are not offered where we are not authorized to do so.

Where we lend

We currently serve residents of the following states: [LIST OF STATES SERVED]. This list may change. [CONFIRM the authoritative state list with counsel and compliance.]

Licensing

[LEGAL ENTITY NAME] operates under the following licenses and registrations: [NMLS ID], [STATE LICENSE NAMES AND NUMBERS]. Our bank partner(s) originate loans under their own charters and authorities. [DO NOT PUBLISH until counsel confirms every license number and jurisdiction.]

State-specific disclosures

[STATE-SPECIFIC DISCLOSURES — e.g. rate caps, notices, and required language for each state — TO BE PROVIDED BY COUNSEL.]

Contact us

Questions about this policy? Reach us at:

Effective date: [EFFECTIVE DATE]. Last updated: [LAST UPDATED].